Insurance Point of Sale
Take every quote from rate to bound in one flow.
Give your agents one place to rate, quote, validate, collect documents and payment, e-sign, bind and issue.
Practo Insura Point of Sale keeps every step connected to the same policy record, so your teams can move business forward without re-keying data or switching between systems.
Once a policy is issued, the record syncs to billing, the insured portal, claims and connected agency systems.
From first rate to issued policy
Your quote-to-bind process shouldn’t feel like eight separate processes. With Practo Insura, each step runs on the same policy record. Your agents keep the submission moving while underwriting, operations and downstream teams work from connected policy data.
Rate & Quote
Give agents a bindable quote in one screen
Rate the risk against your filed rules and return available quote options without moving the submission between systems. Your agents can review coverage, limits, deductibles and premium before moving the selected quote forward.
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Grow your agency network without adding more work around it
More agencies, products and states shouldn’t mean more systems for your teams to manage. Practo Insura gives you the controls to manage distribution while giving your agents a consistent place to quote and bind business.
Distribution & Channel Integrations
Expand your reach across insurance channels
Connect with digital insurance marketplaces and distribution partners such as Insurify, The Zebra and Jerry, alongside other supported channels. Bring submissions into a consistent workflow across your distribution network, helping your teams manage business across multiple channels from one platform.
Validation & Third-Party Integrations
Get the right risk data into every quote
Connect with third-party services for address validation, driver discovery, motor vehicle records (MVR), risk and quote verification, and roadside assistance. Bring relevant data into your insurance workflows to support faster quote decisions, more accurate submissions and a smoother experience from quote to bind.
One Workflow, Multiple Channels
Give every channel a consistent path to quote and bind
Support distribution across digital marketplaces, agency networks and other connected channels through an omni-channel approach. Keep submission data moving between connected systems and give your teams a consistent way to manage business across the distribution lifecycle.
Agency & User Management
Give every user the right access
Onboard agencies, manage appointments and commissions, and control access by role. Your producers, underwriters and admins see the information and actions relevant to their work.
Reporting
See what’s quoting, binding and producing premium
Track quote-to-bind ratios, written premium and agency performance in real time. Use the data already captured in your workflows to produce carrier reports and bordereaux without rebuilding the same information in spreadsheets.
Rater Integrations
Keep submissions moving from the tools agents already use
Bring submissions in from comparative raters and map the data directly into a ratable quote. Your agents can continue the submission without entering the same risk information again.
Your point of sale has to work beyond the agent screen
A quote-to-bind experience only works when it reflects the business behind it—filed rating rules, underwriting referrals, agency access, policy documents, payments, issuance and the systems that take over after bind.
We built Practo Insura around these P&C processes. That means your distribution team gets a cleaner agent experience while product, underwriting, operations and technology teams keep the controls and policy data they need.
Throughout the process, the policy record remains connected from submission to issuance.
Enter the risk once. Keep it moving
Every additional handoff creates another place for your team to check information, transfer data or repeat work. Practo Insura keeps the submission connected as it moves through rating, underwriting validation, documents, payment, e-signature, binding and issuance.
So your agent doesn’t start over after the quote. Underwriters can review what needs to be addressed. Policy information is available to your operations team. And your connected systems receive the issued policy record downstream.
One submission. One policy record. From rate to sync.FAQ
What is insurance point of sale software?
+Insurance point of sale software gives your agents a single system for moving a submission from rating through binding and issuance. With Practo Insura Point of Sale, your workflow can include rating, quoting, underwriting validation, document collection, payments, e-signatures, binding, issuance and downstream sync—all connected to one policy record.
Who is Practo Insura Point of Sale built for?
+Practo Insura Point of Sale is built for U.S. P&C carriers, MGAs and InsurTech companies that distribute insurance through agencies. If your teams need to manage products, rating rules, underwriting requirements and agency distribution while giving agents a consistent quote-to-bind experience, the platform is designed around that operating model.
How quickly can we launch new rates?
+Approved rate changes can go into production in as little as 15 days. That helps you get product and rating updates in front of your agents without waiting through an extended release cycle or a long vendor change-request queue.
Can it work with the comparative raters our agents already use?
+Yes. Practo Insura can accept submissions from comparative raters and map the incoming data into a ratable quote. That means your agents can begin where they already work and continue the submission without entering the same information again.
Will we need to replace our existing systems?
+Not necessarily. APIs and third-party data connections can link Practo Insura Point of Sale with your agency, billing and data systems. That gives you a way to improve the quote-to-bind experience while keeping the systems that still serve your operation.
How are payments handled?
+You can collect down payments and installment plans as part of the quote workflow through PCI DSS compliant payment processing. Payment activity remains connected to the policy process so your agents can move the submission forward without sending the insured through a disconnected payment process.
How does e-signature work?
+Applications can be sent to the insured and agent for e-signature from the policy workflow. Your team can track signature status, send automatic reminders and keep completed documents on the policy record.
How does Practo Insura support underwriting?
+Eligibility, underwriting and data checks can run before bind. When a submission meets your requirements, it can continue through the workflow. When something requires underwriting attention, the risk can be referred for review before the policy is bound.
Is the platform secure and compliant?
+Practo Insura supports PCI DSS compliant payment processing and runs on Cloud SOC compliant infrastructure. Core operations are backed by a verified 99.9% SLA.
Can we migrate policies from our current system?
+Yes. Existing policy data can move through a structured migration process designed to preserve critical policy information while keeping day-to-day operations running during the transition.
What Our Clients Say
Delivering P&C Insurance Carrier Solutions Since 2016
“Practo Insura has streamlined our policy management and helped us deliver better service to our insurers.”
John Crispi
Founder, CoverCube
See your quote-to-bind workflow in Practo Insura
Bring your products, rating rules, raters and distribution workflow.
In a 30-minute demo, we’ll walk through how your agents can move from first rate through quote, validation, documents, payment, e-signature, bind and issuance in Practo Insura.
See how the workflow could fit the way your team already operates and where you can remove unnecessary steps between submission and issued policy.